0% Interest Installment

Enjoy special opportunities to treat yourself or beloved ones with 0% interest up to 12-month installments, exclusively for Nam A Bank Credit Card.

Enjoy special opportunities to treat yourself or beloved ones with 0% interest up to 12-month installments, exclusively for Nam A Bank Credit Card. Include:

    + Installment at Nam A Bank preferred merchants.

    + Installment at merchants of your choice (0% Interest installment with preferential conversion fee): Installment at any merchants. Applicable to transaction with value is VND 3 million or above and total installment outstanding balance is not over VND 200 milion/customer.

Benefits:

    + Buy now whatever you like

    + 0% interest

    + Flexible installment tenor of 3,6,9 and 12 months

    + Installment rate up to 100% of the product value

    + No additional documents required

Example for installment at Nam A Bank preferred merchants:

    If you purchased an item at VND 12 million, instead of paying the total amount within 45 days, you can choose:

Installment tenor

3 months

6 months

9 months

12 months

Monthly installment amount * (VND)

4.000.000/month

2.000.000/month

1.333.333/month

1.000.000/month


Example for istallments at merchants of your choice:

    If you purchased an Iphone 6s smartphone at VND 18 million, instead of paying the total amount within 45 days, (or minimum payment with the interest rate of 21% / year, equivalent to 10.5% / 6 months), you can choose to repay this amount over a period of six months as follow:

Payment time (6 months)

Month #1

Month #2

Month #3

Month #4

Month #5

Month #6

Conversion fee (3% for 6 months tenor)

540.000

0

0

0

0

0

Monthly Installment (VND)

3.000.000

3.000.000

3.000.000

3.000.000

3.000.000

3.000.000

Monthly Repayment Amount (VND)

3.540.000

3.000.000

3.000.000

3.000.000

3.000.000

3.000.000

Applicable for installment at merchants of your choice

Repayment Time (tháng)

Conversion transaction fee of repayment

3

1%

6

3%

9

6%

12

10%

For installments at Nam A Bank preferred merchants:

    + Step 1: Customers choose the products/good, service with 0% Interest installment at Nam A Bank preferred merchants.

    + Step 2: Complete application from of 0% Interest installment at merchants.

    + Step 3: Using Nam A Bank MasterCard Credit Card to make payment.

    + Step 4: Customers keep 01 application form after finish the installment registration.

For installments at merchants of your choice (0% Interest installment with preferential conversion fee):

    + Step 1: Payment for goods and services at any merchants using Nam A Bank MasterCard Credit Card.

    + Step 2: Call the Hotline 1900 6679 or directly visit register installment / Nam A Bank branches/Transaction offices.

Note: Customers can register installment any time after making purchases of goods or services, but must register at least 3 working days before the billing statement date.

Please see here

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