SMEs Financial Aid from Japan International Cooperation Agency (JICA) - Phase III

This program/loan is operated under Agreements between the Government of the Socialist Republic of Vietnam (SRV) and Japan International Cooperation Agency (JICA).

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To supply financial aid on medium-term and long-term loans for new project investments, workshops & machinery re-purchasing, equipment & transport vehicles for business operation.

Suitable for
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Small and medium enterprises established and registered under the Enterprise Law, may be:

    + Joint stock companies;

    + Limited companies;

    + Partnerships;

    + Private enterprises.

Applicable conditions
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Medium-term and long-term loans only;

Customers meet loan conditions under regulations of Nam A Bank and JICA.

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Preferred and competitive interest rate, started at 7.5%/year;

Loan amount is up to 85% of valid project cost;

Loan term is up to 10 years.

Required documents
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Loan application, borrowing method and repayment commitment of customers;

Legal documents of enterprises;

Documents providing proof of customers’ financial income and debt repayment capacity;

Legal documents of collaterals;

Other documents under laws, regulations of the State Bank of Vietnam and Nam A Bank (if any).

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For more details about products and services, please contact:

Transaction Offices of Nam A Bank nationwide
Or Customer Service Center